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OpenAI Debuts New ChatGPT Payment Method With Card Networks

Bloomberg Technology · By Natalie Lung ·

The Brief · written from 8 sources

  • OpenAI began rolling out ChatGPT Wallet, letting ChatGPT agents make purchases on users' behalf using a stand-in card number so card details are not shared with the agent or merchant.
  • Wallet was built with American Express, Mastercard, and Visa and runs inside dots, OpenAI's agents platform.
  • Initial access is limited to ChatGPT Pro subscribers in the US aged 18 and older with a US billing address and eligible US-issued American Express cards.
  • Users register a card once and confirm each purchase through Face ID or fingerprint, according to The Decoder.

Why it matters

Developers building or relying on agentic checkout now have a card-network-backed payment model where agents do not see raw card numbers, which is a relevant reference design for payment-enabled agents.

Who’s affected

  • ChatGPT Pro subscribers in the US
  • Developers building agentic commerce or payment-enabled agents

OpenAI introduced ChatGPT Wallet, a new secure payment method that its artificial intelligence tool can use to make purchases on consumers’ behalf, renewing its push into AI shopping after winding down an Instant Checkout feature earlier this year.

Read the full story at bloomberg.com ↗

Timeline

  1. OpenAI announces ChatGPT Wallet and begins rolling it out to US Pro subscribers

  2. OpenAI News

    Introducing ChatGPT Wallet

  3. Techmeme

    OpenAI announces ChatGPT Wallet, which lets its dots AI agents make purchases on behalf of users, available to ChatGPT Pro subscribers in the US who are over 18 (Ashley Capoot/CNBC)

  4. AI News & Artificial Intelligence | TechCrunch

    ChatGPT’s new Wallet lets AI agents shop and check out for you

  5. Help Net Security

    ChatGPT Wallet lets agents pay without seeing your card number

  6. Bloomberg Technology

    OpenAI Debuts New ChatGPT Payment Method With Card Networks

  7. Engadget - Technology News & Expert Reviews

    You can now tempt fate and give your banking information to ChatGPT

  8. The Decoder

    OpenAI rebuilt AI shopping from scratch with ChatGPT Wallet

  9. AI | The Verge

    ChatGPT Wallet lets OpenAI’s Dots agents make purchases for you

Full coverage · 8 sources

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    OpenAI Debuts New ChatGPT Payment Method With Card Networks – The Morning Dev