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ChatGPT Wallet lets agents pay without seeing your card number

Help Net Security · By Anamarija Pogorelec ·

The Brief · written from 4 sources

  • OpenAI announced ChatGPT Wallet, letting ChatGPT agents make purchases on users' behalf.
  • Agents pay with a stand-in card number, so the user's real card details are not shared with the agent or merchant.
  • OpenAI built the feature with American Express, Mastercard, and Visa; it runs inside dots.
  • Initial rollout is limited to ChatGPT Pro subscribers in the US who are over 18.

Why it matters

It shows how payment credentials can be kept away from AI agents and merchants, a pattern developers building agentic checkout will need to handle. Purchases still require user approval and existing card protections apply.

Who’s affected

  • ChatGPT Pro subscribers in the US over 18
  • Developers building agentic commerce or checkout flows

OpenAI began rolling out ChatGPT Wallet, which lets ChatGPT agents pay for purchases with a stand-in card number, so the user’s card details are not shared with the agent or the merchant. OpenAI built it with American Express, Mastercard, and Visa. It runs inside dots, where a…

Timeline

  1. OpenAI announced ChatGPT Wallet and began a limited rollout to US Pro subscribers

  2. OpenAI News

    Introducing ChatGPT Wallet

  3. Techmeme

    OpenAI announces ChatGPT Wallet, which lets its dots AI agents make purchases on behalf of users, available to ChatGPT Pro subscribers in the US who are over 18 (Ashley Capoot/CNBC)

  4. AI News & Artificial Intelligence | TechCrunch

    ChatGPT’s new Wallet lets AI agents shop and check out for you

  5. Help Net Security

    ChatGPT Wallet lets agents pay without seeing your card number

Full coverage · 4 sources

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    ChatGPT Wallet lets agents pay without seeing your card number – The Morning Dev